Insurance question for suffers of MBS

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BigEasy
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Insurance question for suffers of MBS

Post by BigEasy »

Ok I'll admit I have stupidly stayed committed to one insurance company for all of my needs. Driven mostly by alegance to my agent. We had a broken water pipe on the 2nd floor of the house several years ago and he was a great alli in my fight with the adjuster to get the job done correctly.



Ok now we know I stupid, and my justification, but now I'm thinking I may have to shop around for motorcycle insurance because I just added #5 to the stable. Insert shameless attention monger pic below

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So my question to my fellow multiple bike suffers is: What tips do you have for me for minimizing costs, and provider suggestions? Thanks
Play Harrd and Floor It- Stevie Ray Vaughn
Currently:
07 R1200R
07 XB12STT
10 FLHTP
12 Wee Strom ADV
TAG-Caver
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Re: Insurance question for suffers of MBS

Post by TAG-Caver »

I just went through my insurance shuffle last summer and stayed with progressive. The rates seem decent, but I've never had to file a claim with them so I can't say how well they are if you bounce your bike down the highway. Uninsured/underinsured is a good idea. I omit collision, my philosophy is if it's my fault I'll eat my stupidity, but if it's stolen I'd like them to get me a new toy. :biggrin:
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websterize
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Re: Insurance question for suffers of MBS

Post by websterize »

BigEasy wrote:So my question to my fellow multiple bike suffers is: What tips do you have for me for minimizing costs, and provider suggestions? Thanks
I have one bike, but it and our autos and homeowner's go through the same provider, which lowers the price. Higher deductible lowers the premium, too.
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ka5ysy
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Re: Insurance question for suffers of MBS

Post by ka5ysy »

Add medical to your policy too.. it is relatively cheap and can close up the deductible hole if you crash. Don't ask how I know [-X
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BigEasy
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Re: Insurance question for suffers of MBS

Post by BigEasy »

websterize wrote:
BigEasy wrote:So my question to my fellow multiple bike suffers is: What tips do you have for me for minimizing costs, and provider suggestions? Thanks
I have one bike, but it and our autos and homeowner's go through the same provider, which lowers the price. Higher deductible lowers the premium, too.
I have that covered, everthing we own is insured by the same outfit, and your correct it helps. Somewhat. My quick research today revealed a subsatantial savings on the bikes if I moved it to another company. The other side is I probably need to consult with my guy to see what happens with my other policies if I move the bikes :-k
Play Harrd and Floor It- Stevie Ray Vaughn
Currently:
07 R1200R
07 XB12STT
10 FLHTP
12 Wee Strom ADV
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